Many motorists are installing dash cams to protect themselves from liability from vehicle-related accidents. Some dashcams record when the vehicle is off as well as when it’s running. A driver may use the device to discourage theft, vandalism, or prove that they are not at fault from a collision. But how reliable is a dashcam for reducing a driver’s liability in a collision?
Can the evidence hurt you or help you?
Presenting evidence of an accident is usually a good idea when you know you’re not at fault. California requires dashcam users to record both audio and video. Despite the usefulness of this footage, some insurance companies don’t consider this type of evidence, and insurance adjusters may not have the training to review such footage. Here are some pros and cons of installing a dashcam in your vehicle:
- It provides tangible evidence of who is at fault in a collision.
- Some dashcams have connectivity to save data, even if a collision damages the camera.
- Current dashcams tend to be relatively low-cost items.
- Some cameras can provide additional benefits beyond collision liability, including vehicle monitoring and criminal deterrence.
- If the dashcam only faces one direction, it may miss rear-end collisions, unless the vehicle is at a stop sign or red light.
- Some states make it illegal to obscure your windshield with items other than your rearview mirror
- For dashcams with GPS location and data-tracking, data collected before a collision could hurt your case if you were speeding or making sudden stops.
- In California, there are size restrictions to specific placements of a dashcam.
Making sure you’re protected
Car collisions are an extremely common personal injury in the United States. If you’ve been in a traffic collision, don’t rest your fate on the accuracy of an insurance adjuster who wants to save the company money. Hire a lawyer experienced in personal injury claims right away to fight for the compensation you deserve.