Car accidents are a terrifying experience. Once the adrenaline begins to subside, you start to process what happened. While it’s difficult to think clearly after an accident, what you do next is important to the resolution of your case. There’s no time to learn what to do after a car accident at the scene of the accident, so it’s important to understand what to do before the accident occurs.
Get the police involved
Regardless of the severity, call the police to file a report. You should call an ambulance if the accident causes injuries to you or the driver and passengers of the other vehicle.
While waiting for the police, it’s a good idea not to discuss the accident with the other driver. By only speaking to the police and your insurance company about the accident, you avoid unintentionally incriminating yourself. This may give you a better chance for a more favorable resolution to your claim. You should, however, exchange contact and insurance information with the other driver.
When the police arrive, provide your driver’s license and insurance information. It’s a good idea to have a current insurance card in your vehicle to avoid any questions about your insurance coverage and help the process move along.
Never sign anything that admits fault. Allow the insurance companies to determine who is at-fault for the accident. It’s usually difficult to process what happened immediately after an accident and you may not know if you were the one at-fault.
Know what to do in the event of an accident
What happens after your car accident is almost as important as what caused the accident. You hope to never have an accident but it’s important to be prepared. Knowing who you should talk to and what information to share can increase the chances of a favorable outcome for your claim.